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Creditor Life Insurance

The Creditor Life Plane is a good decision for you if you have a credit card, current account credit, mortgage or any other loan. It is proposed to cover any existing non-payment in full in the event of death, critical illness or serious injury resulting from an accident. This suggests that it is possible to eliminate or manage your debts more easily over time of the time physically and emotionally demanding. It also ensures that you, your family or guarantors should not be troubled about the debt burden in difficulty.

Offered only in Barbados & Saint Lucia:


Life and Accidental Differentiation

100% coverage of the space - to US $ 375,000 for up to 30 years (35 years can be negotiated)

100% coverage on consumer loans up to $ 150,000 - up to 7 years

Coverage of 100% on balances of credit cards and overdraft - up to $ 25,000

Coverage for people aged 18 to 65 - coverage ends at age 70

No requirements for medical coverage of the underlying receivables US $ 100,000 for mortgages

There are no special requirements for medical consumer loans, credit cards or bank account

The coverage for a maximum of three co-financiers

Rate of life is guaranteed for the life of the loan unless the loan is in default or negotiated times


Accidental Differentiation

This entry covers the loss in case of injury sustained body through external means, violent and accidental

The coverage ranges from 25% to 100% depending on the performance of the loss

100% coverage is compensated for the loss of both hands, feet or sight of both eyes

The 50% is paid for the loss of a hand or a foot or the view in a loss of eye

25% is paid for loss of thumb and finger on the same hand

Loss of implementation must be permanent, total, irrevocable and continuing for a period of 12 months from the date of the accident

Compensation automatically included with your credit card and overdraft


Critical Disease

Compensazione delle tre malattie e totale, invalidità permanente

Copertura del 100% sui mutui e crediti al consumo fino a 75.000 USD

La copertura è inclusa automaticamente con la carta di credito e la copertura scoperto

Copertura per le persone a partire dall'età di 18 fino a 65 - la copertura termina a 70 anni

Compensazione fino a 30 anni